Commercial Package


Available for Hundreds of Classes

We can offer coverage on a package basis for virtually every class for which we provide liability and/or property coverage. Many of our package policies offer coverage enhancements such as Limited Property Extension Endorsement offering such coverage as Valuable Papers and EDP among others, or Equipment Breakdown Coverage.

Package credits are based on the individual class of business and the specific individual risk characteristics and can provide you with a very favorable price point to assist you in obtaining an order from your client. Deductible credits can be applied on property where the size of the risk and the reduction in premium makes this approach more favorable for your insured.

We have numerous carriers, including Lloyds of London, offering package coverage with varying appetites for lines of business. Our in-house capacity, depending on the carrier, will range from $1,000,000 to $8,000,000. Some specific classes are noted on the right, along with available enhancements and property capacity.

Programs Contact Info:
Daniel Capone
T: 201.661.2419
E: dcapone@arspecialists.com

Brian Wagner
T: 516.304.3981
E: bwagner@arslatiff.com

Available Packages

Also Mono-line Property & Liability
  • Real Estate
    • Office & Mercantile
    • Apartments
    • Industrial & Wholesale
  • Retail Stores
  • Wholesale & Distribution Risk
  • Light Manufacturing - including Products
  • Vacant / Renovation / Construction Risks
  • Restuarants including Liquor Liability (when liquor sales are 50% or less)
  • Warehouse & Truckers Liability
  • Truckers
  • Artisan Contractors
  • General Contractors
  • Windstorm Coverage is available in Coastal Areas of NY & NJ from the water's edge